Housing-related financial education includes:

Home Ownership:
Who can you trust when buying a home? Learn the basics needed to successfully shop for and finance a home. Community professionals and staff discuss topics such as house hunting, shopping for a mortgage, getting a home inspection and closing the deal.

Affordable Housing:
Think you can’t afford to purchase a home? Find out the many options available to purchase affordable homes. Topics include renting vs. buying a home, affordable neighborhoods, government and bank loan programs, saving money for the down payment, down payment assistance and improving your credit score

Foreclosure Workshops & Counseling:
Concerned about making your mortgage payment?  Educational programs and one-on-one counseling are available for homeowners experiencing a home ownership crisis.  Topics include timelines you must follow, the foreclosure process, knowing your rights, and community resources & assistance.

Individual Housing Counseling:
Do you have questions about the process of buying a home?  Concerned you may have a bad loan?  One-on-one counseling is available to help answer your housing questions. Pre-purchase housing counseling also is available to meet community lending program requirements.

Reverse Mortgage Counseling:
Before you tap your home’s equity, learn the pros and cons of a reverse mortgage. Senior citizens can meet one-on-one with a certified counselor to make an informed decision.

Home Maintenance & Repair Workshop:
Is it time to make home repairs?  Learn the basics of home maintenance & repair. Topics include maintaining the exterior, windows & doors, plumbing, landscaping, electrical repair, flooring, porches & decks, heating, cooling, weatherization and home safety.

Money Management Classes:

Family Consumer Science-Related financial education includes:

Taking Charge of Your Credit:
Is credit a tool or a trap?  Are you drowning in credit debt?  Find out in this 4-session, in-depth course.  Learn to find the right loan, read a credit report, guard against identity theft and get out of debt.

Money Smart:
This 4-session class teaches the fundamentals of financial literacy.  You will learn all you need to know about banking, borrowing and budgeting.  This class also covers the basics of credit and the laws surrounding it.  Come find out how to be money smart!

On The Path:
Do you know where to find your important papers?  Do you pay your bills on time?  This one-on-one class will teach you the first steps in managing your own money.  You will learn to track your expenses, pay your bills on time and keep your important papers organized.

Living With Less:
Many Americans are being forced to learn how to live with less.  This one-time, 3-hour class will explain how to develop a spending plan, reduce flexible expenses and reduce debt.  This class also focuses on the feelings of loss associated with having a reduced income and how to take control of your money again.